Orange County Insurance Coverage and Examination Under Oath (EUO) Attorney
Consumers, whether individuals or small businesses, often depend upon their insurance company to protect them in the event of a loss. These losses come in many forms, from a house fire, water loss, a lawsuit filed against you, and/or often a lawsuit filed against your business. In these situations, you make a claim to your insurance company, and expect that the loss will be covered and the insurance company will protect you, pay for the loss, or protect you by providing a lawyer to defend against a lawsuit, when necessary.
However, often the response by the insurance company is to request that you appear for an Examination Under Oath, also called an EUO. You many think that the EUO is being taken by the insurance company to assist you in determining the amount of your loss, and for your benefit to provide you with coverage for your loss. The stated purpose of the EUO is to enable the insurer to obtain the information necessary to process the claim.
More often than not, the opposite is true.
The EUO has become a tool for the insurance company to deny your claim. Your insurer, under the guise of protecting your rights, assigns an outside attorney to conduct the examination. The EUO has become almost identical to a deposition in litigation, and the insurance company lawyer is seeking information that the insurance company can use to deny your claim. In this event, you need an insurance coverage attorney to represent your interests in defending you at your examination.
If you have recently made a claim and the insurance company has requested that you attend an EUO, Winthrop Law Group, P.C. are coverage attorneys able to evaluate all coverage issues, and respond to the insurance company in kind.