Dealing with insurance claims can be very frustrating and stressful. Insurance adjusters may be difficult to deal with and an offer may seem insufficient. Many people have dealt with insurance adjusters and settled claims without realizing the full amount that they could have recovered. Clams may also be wrongfully denied. Because of these issues, you should consult with a Newport Beach insurance attorney to ensure that your rights are protected.

Why is it important to contact an experienced attorney rather than trying to handle things on your own?

When an insurance claim is filed, the insurance adjuster typically has the goal to settle the claim for as little as possible. They may not disclose important information about the policy. Because insurance adjusters are experienced and know what they are doing, persons who lack experience working with them may fall victim to their tactics. An experienced Newport Beach insurance attorney understands the claims process, tactics and how to negotiate with insurance adjusters.

What can an attorney do to help?

When you are represented by an attorney during an insurance claim, the attorney will work directly with the insurance adjusters to negotiate a fair settlement. An attorney will be able to obtain information related to the insurance policy, including the policy payment limits. By receiving this information, you will be able to make an informed decision about whether a settlement is fair.

In the event the insurance settlement claim is in adequate, an attorney will seek to increase the amount of the offer by articulating the reasons for higher payment. If a claim is denied, an attorney will be able to pursue the appeal process to request reconsideration of your claim. If negotiations are unsuccessful with an insurance claim, an attorney can pursue legal action through the court if necessary.

The legal team at Winthrop Law Group has experience representing clients in a variety of insurance claims. They understand the tactics of insurance adjusters and know how to respond. If you have an insurance claim, contact Winthrop Law Group to discuss your case.